Services
You can expect
Friendly professional advice you can trust.
A flexible approach to our clients and how we service you with thoroughness and speed.
We give you the recommendation that best fits your circumstances and meets your needs not just for now but for future as well.
In over 95% of our cases we do not charge any fees for our service whatsoever, If costs are applicable they will always be clearly outlined at the initial conversation.
Mortgages
Residential Mortgages
Whether buying your first home, remortgaging, looking to borrow more or moving home – whatever your circumstances we will help you explore all your options and find the best solution for your needs.
Specialist Schemes
New build, right to buy, adverse credit, development finance to name some. From time to time providers may offer limited timed schemes.
Buy to Let
Purchases, Remortgages, HMO’s, Limited Company Transitions, Portfolio Landlords, first time landlords, Let to Buy. With the myriad of possibilities and options out there we can talk you through the pros and cons of different approaches. We aim to provide you with unrivalled service and do not want you to be one of the countless landlords overpaying on their deal.
Other Finance
We work with a significant number of lenders and master brokers to get you the funding you need whatever your project, be it a commercial mortgage, bridging, development finance, 2nd charges as a few examples. Commercial lending, most buy to let mortgages and some bridging finance is not regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Protection
Critical Illness Insurance
Critical Illness Insurance pays out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants.
Life Insurance
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Although money can’t replace a loved one, it can help those left behind to weather the financial storm. For example, it could pay off the mortgage or provide an income to help cover regular household expenditure.
Income Protection
Income Protection Insurance pays out a regular tax-free income if you become unable to work because of illness, injury or, with certain policies, unemployment.
It could help you keep up with your mortgage repayments and other living costs until you’re able to return to work.
Business Protection
Business protection is designed to make sure that your business also has the protection you need. Using a range of products and trusts we can arrange partnership protections, key man cover, relevant life cover etc.
Additional Services
Home & Landlord Insurance
We offer advice on a highly competitive, Defaqto 5* rated insurance product with an array of big name underwriters. We can also source solutions for complex home insurance needs.
Conveyancing
If you need a solicitor to process your mortgage we have access to a wide range of highly skilled, affordable and positively reviewed conveyancers.
Private medical Insurance
If you are in need of an affordable private healthcare plan please talk to us as we have referral options available.
General insurance
Whether you are in need of public liability cover, commercial insurance or something else we may be able to help you find the right solution.
Legal notice
Most buy to let mortgages are not regulated by the Financial Conduct Authority.
KMAP (Kent Mortgage Advice and Protection) is a trading style of Kevin Paul Manktelow which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
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